I started this blog from ZERO

This is my first template when I started blogging with Blogger in September 2004.

It's totally Blogger's template and I didn't know anything about HTML and web designing as I'm actually a finance student.

But, as time goes by, I've been learning a lot from the net about HTML and web designing and also collecting javascripts (from Dynamic Drive) for some nice effects on my blog. I also got some blogger template hacks from blogger help, BloggerHacks and jsierra.net.

Recently, I've organised and created new pages for my blog at no cost using Blogger hosting. I have three blogs at the moment: my blog, my photoblog and my community blog. For me, internet is such a free lunch so I don't bother to spend any money for keeping my webpages on the net. That is why I keep blogging with Blogger because the hosting is free.

Without the passion to keep blogging, I wouldn't have come this far.

My dream is that some day I want to create a comprehensive financial planning weblog with some financial networking tools and calculators so that people can always be linked one to another financially.